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Citibank offers certificates of deposit across a wide variety of terms that you won’t find at many banks. You can choose from more than a dozen CD terms that range from as short as three months to as long as five years. Game of thrones slot online, free.
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While most of the big bank’s CDs have lackluster rates, Citi offers several CDs that are worth considering for their rates. One of the best rates requires a higher balance, so look closely at the account details before committing.
How To Open a Citibank CD. Because Citibank interest rates and CD interest rates fluctuate, you’ll need to check rates online or call a branch to find out what the current CD rate is for the account term you need. After you’ve selected your CD, you can open a CD account online. If you want to deposit more than $250,000 in a CD or plan to.
- Citi Accelerate is an FDIC insured online bank with offices in. It is a subsidiary of Citibank, National Association. 1-Year CD Rates Over 2% Are Tempting But.
- Information on Citibank 2 Year CD Rates: A two year CD is a type of deposit product available for a retail consumer when looking to invest or save their cash in a fixed term low risk product at Citibank. Citibank when determining the interest rate on this Interest bearing deposit, Citi.
- Yes, your Citibank cd accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails.
- Current Citibank CD Rates Citibank is offering one of the best CD rates available these days for a 5-year certificate of deposit. The current annual percentage rate is 3.44 percent and the current annual.
Citibank earned a 4.1 out of 5 in Bankrate's overall rating of the bank.
Citibank CD rates
Here's a closer look at Citibank's fixed rate CDs. Note: Rates can vary by geography. The minimum deposit is $500 in most states; however, the minimum deposit is higher in certain states.
Term | Interest Rate | APY | Minimum deposit |
3 months | 0.05% | 0.05% | $500 |
4 months | 0.10% | 0.10% | $500 |
5 months | 0.25% | 0.25% | $500 |
6 months | 0.05% | 0.05% | $500 |
7 months | 0.05% | 0.05% | $500 |
8 months | 0.05% | 0.05% | $500 |
9 months | 0.05% | 0.05% | $500 |
10 months | 0.05% | 0.05% | $500 |
11 months | 0.05% | 0.05% | $500 |
12 months | 0.10% | 0.10% | $500 |
13 months | 0.10% | 0.10% | $500 |
14 months | 0.10% | 0.10% | $500 |
15 months | 0.10% | 0.10% | $500 |
18 months | 0.10% | 0.10% | $500 |
24 months | 0.10% | 0.10% | $500 |
30 months | 0.10% | 0.10% | $500 |
36 months | 0.10% | 0.10% | $500 |
48 months | 0.10% | 0.10% | $500 |
60 months | 0.15% | 0.15% | $500 |
Note: The APYs (Annual Percentage Yield) shown are as of Jan. 14, 2021. The APYs for some products may vary by region.
How Citibank CD rates compare to top-yielding banks
Much of Citibank's strength when it comes to CDs is the variety of terms that it offers. You can easily use the bank to start a CD ladder, for instance. Otherwise, the rates the bank offers, by and large, are average. There are many worse options out there, but you can find higher APYs elsewhere.
Citi Cd Rates 2021
Delta Community Credit Union, Golden 1 Credit Union and Navy Federal Credit Union are among the brands offering top rates.
Other savings options at Citibank
Citi Ira Cd Rates
If you're looking for more flexibility with your savings, Citibank offers two alternative types of CDs: step-up CDs and no-penalty CDs. Step-up CDs automatically increase your interest rate every ten months. No-penalty CDs offer a fixed rate, but give you the ability to withdraw your full balance and interest - without a penalty. Of course, this flexibility doesn't come free, so you'll earn a reduced interest rate compared to a standard CD.
Discover Cd Rates
Citi also offers an online-only savings account that pays a great rate (higher than most of its CDs). It also offers a money market account with similarly high rates.